AML at KYC Policy

AML at KYC Policy

Ang Pocket Option ay committed sa prevention ng money laundering at iba pang financial crimes. Sumusunod kami sa international Anti-Money Laundering (AML) at Know Your Customer (KYC) regulations para sa protection ng aming customers at maintenance ng platform security.

Anti-Money Laundering (AML) Policy

Aming Commitment

  • Prevention ng money laundering activities
  • Compliance sa international AML regulations
  • Regular monitoring ng suspicious transactions
  • Cooperation sa law enforcement agencies

AML Procedures

  1. Customer Due Diligence (CDD)

    • Verification ng customer identity
    • Assessment ng customer risk profile
    • Ongoing monitoring ng customer activities

  2. Enhanced Due Diligence (EDD)

    • Additional verification para sa high-risk customers
    • Enhanced monitoring ng transactions
    • Regular review ng customer information

  3. Transaction Monitoring

    • Real-time monitoring ng all transactions
    • Automated detection ng suspicious patterns
    • Manual review ng flagged transactions

  4. Reporting Requirements

    • Suspicious Activity Reports (SARs)
    • Large Transaction Reports (LTRs)
    • Compliance reporting sa regulators

Know Your Customer (KYC) Policy

KYC Requirements

Ang lahat ng customers ay kailangan mag-submit ng:

Identity Verification

  • Valid government-issued ID
  • Passport, driver’s license, o national ID
  • Clear photo ng document
  • Proof na ang document ay current

Address Verification

  • Utility bill (hindi lalampas sa 3 months)
  • Bank statement
  • Government correspondence
  • Insurance documents

Additional Documentation

  • Proof ng income source
  • Bank account verification
  • Employment verification (kung applicable)
  • Source ng funds documentation

Verification Process

  1. Document Submission

    • Upload required documents
    • Ensure clear at readable images
    • Submit complete documentation

  2. Review Process

    • Automated verification systems
    • Manual review ng documents
    • Additional requests kung needed

  3. Approval

    • Account activation after verification
    • Notification ng verification status
    • Access sa full platform features

Compliance Framework

Regulatory Compliance

  • Financial Action Task Force (FATF) recommendations
  • International AML standards
  • Local regulatory requirements
  • Industry best practices

Internal Controls

  • Regular staff training
  • Compliance monitoring
  • Risk assessment procedures
  • Audit trails maintenance

Technology Solutions

  • Automated verification systems
  • AI-powered transaction monitoring
  • Real-time risk assessment
  • Secure document storage

Customer Responsibilities

Documentation Requirements

  • Provide accurate personal information
  • Submit clear at valid documents
  • Update information kung may changes
  • Respond promptly sa verification requests

Compliance Obligations

  • Follow aming terms at conditions
  • Report suspicious activities
  • Maintain account security
  • Cooperate sa verification process

Prohibited Activities

  • Providing false information
  • Using fake documents
  • Money laundering activities
  • Fraudulent transactions
  • Account sharing

Data Protection

Security Measures

  • Encrypted data storage
  • Secure transmission protocols
  • Regular security audits
  • Access controls

Privacy Rights

  • Data minimization
  • Purpose limitation
  • Retention policies
  • Customer access rights

Contact Information

Para sa questions tungkol sa AML at KYC policy:

Ang aming compliance team ay handang tumulong sa inyo sa anumang verification-related questions.

Regular Updates

Ang aming AML at KYC policies ay regularly updated para sa compliance sa latest regulations at industry standards. I-notify namin ang aming customers sa anumang significant changes.